The Blue Cross and Blue Shield Association (BCBSA) is a national federation of 39 independent, community-based and locally operated Blue Cross and Blue Shield companies. Throughout their 80-year history, the 39 Blue Cross and Blue Shield companies have provided millions of families with top-quality, affordable health insurance.

CIGNA is a global health service company, dedicated to helping people improve their health, well-being and security. They provide an integrated suite of health, life, accident, disability and other wellness benefits to groups and individuals, serving over 45 million people throughout the United States and around the world.

EyeMed provides vision benefits programs to more than 5,000 clients across the United States. Among these are Fortune 500 companies, state and local municipalities, unions and employer groups of all sizes. EyeMed also has relationships with several medical and ancillary benefits carriers who offer EyeMed plans along with their primary lines of coverage.

Humana Inc., headquartered in Louisville, Ky., is one of the nation’s largest publicly traded health benefits companies, with approximately 11 million medical members. Humana offers a diversified portfolio of health insurance products and related services – through traditional and consumer-choice plans – to employer groups, government-sponsored plans, and individuals. Today, the company is a leader in consumer engagement, providing guidance that leads to lower costs and a better health plan experience throughout its diversified customer portfolio.

The Medicare program provides healthcare coverage for seniors over the age of 65 and many disabled individuals. Since the program was implemented in 1966, the number of Medicare beneficiaries has increased from 19 million to 40 million. By 2030, Medicare is projected cover more than 77 million people. Despite the dramatic growth in the program and continuing advances in medical practice, the Medicare benefit package has changed very little during the past 35 years.

NVA has a long history of providing innovative and cost-effective vision benefit programs for its plan sponsors and their subscribers. Providing millions of people throughout the United States with vision care programs, NVA serves employers in both the private and public sectors, unions as well as MCOs, third party administrators and health care purchasing coalitions.

Spectera, a pioneer in the vision care industry, has been trusted for more than 40 years to deliver affordable, innovative vision benefit solutions to the nation's leading employers through experienced, customer focused people, and the nation's most accessible, diversified vision care network.

UnitedHealthcare is an operating division of UnitedHealth Group, the largest single health carrier in the United States. Their family of companies delivers innovative products and services to approximately 70 million Americans. UnitedHealthcare's nationwide network includes 560,000 physicians (and other care professionals), 80,000 dentists and 4,800 hospitals. Their pharmaceutical management programs provide more affordable access to drugs for 13 million people.

VSP is dedicated to offering affordable, high-quality eyecare plans that promote visual wellness and improve their members' quality of life. As the nation's largest provider of eyecare coverage, thousands of companies rely on VSP to provide a range of vision plans. VSP's plans meet overall eye health and wellness needs and cover advanced vision correction procedures, including surgery.